Privacy Policy for SmartWealthHub

Last Updated: 2025-04-17

SECTION 1: DATA COLLECTION

  • Types: We collect device information such as the type of device you use to access our site (e.g., phone, tablet, computer), browser type and version. We also use cookies to gather data. Engagement metrics like how long you stay on a page, which pages you visit, and the actions you take on hkhty.com are tracked. Additionally, we collect IP addresses, usage patterns, and optional newsletter sign – up information.
  • Purpose: The data we collect is used for content improvement. We analyze your engagement to understand what type of biotech, quantum computing, and AI content is most interesting to you. It helps us make our STEM youth education materials better. The data is also used to ensure ad relevance, so the ads you see are more likely to be of interest to you. And it is used for competition fairness when we host STEM – related competitions.

SECTION 2: THIRD – PARTY PARTNERS

  • Required: We use Google services, specifically Google AdSense and Google Analytics. Google AdSense allows us to show ads on our site, and Google Analytics helps us understand how users interact with hkhty.com.
    • [Google AdSense Disclosure] We participate in Google AdSense and utilize cookie – based advertising. Third – party vendors including Google use cookies to serve ads based on user visits to hkhty.com and other sites.
  • Optional: We may integrate with STEM competition platforms. These platforms help us manage and host STEM competitions for youth.

SECTION 3: USER RIGHTS

  • Opt – out: You have the right to opt – out of ad personalization. You can manage your ad settings through Google’s Ad Settings at https://adssettings.google.com/. By doing so, you can limit the personalized ads you see on hkhty.com.
  • Data requests: If you want to access, correct, or delete your data, or have any other data – related requests, please contact us at [email protected].

SECTION 4: SPECIAL PROVISIONS

  • Biotech/AI content disclaimer: The biotech and AI content on our site is for informational purposes only. We do not provide medical or legal advice. The data collected in relation to this content is used for the purposes stated in this privacy policy.
  • Youth education data safeguards: We do not target our services to users under 13 (COPPA). When it comes to STEM youth education data, we take extra precautions to protect it. We ensure that any data collected from youth participants in our education programs is used only for the purpose of improving the education experience and managing related competitions.

COMPLIANCE NOTES

  • GDPR: EU residents may request data portability. If you are an EU resident and want your data to be transferred to another service provider, please contact us at [email protected].
  • CCPA: California consumers have the right to request the deletion of their personal information. If you are a California consumer and want your data deleted, send us a request at [email protected].
  • AdSense: Personalized ads require cookie consent. We will ask for your consent before using cookies for personalized ad targeting.

DATA RETENTION PRACTICES

We retain your data for as long as necessary to fulfill the purposes for which it was collected, including for legal and regulatory requirements. Once the data is no longer needed, we will securely delete it.

COOKIE MANAGEMENT

We use cookies on hkhty.com. You can manage your cookie preferences through your browser settings. See Cookie Policy for more information on the types of cookies we use and how you can control them.

STEM PRIVACY AND AI DATA ETHICS

We are committed to maintaining high standards of privacy when it comes to STEM – related data and AI data ethics. We ensure that all data collection and use practices comply with relevant laws and regulations to protect your privacy.

Remember, we may update this privacy policy from time to time. It’s a good idea to check this page regularly for the latest information. If you have any questions about our privacy policy, please contact us at [email protected].